Online baccarat casinos offer numerous versions of this popular and fast-paced card game. Relatively easy to play and sometimes featuring optional side bets, baccarat games are popular in the US and have been created by several award-winning providers. Our team of specialists has researched and ranked the top online casinos that offer these games and we’ve highlighted their key features and main drawbacks to help you make an informed decision.
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The Best Online Casinos to Play Baccarat Online for Real Money
These offshore baccarat online for real money casino sites are the best in the US as they combine a great choice of titles with a top-notch customer experience. You can create an account with any of these sites in less than 60 seconds and deposit funds in USD or cryptocurrencies.
- Wild Casino – Best US Site for Baccarat Online Games in 2024.
- Bovada – Top Platform to Learn How to Play Baccarat Games for Free.
- Raging Bull – Monthly Appreciation Chip and Other Popular VIP Rewards.
- Everygame – Instant Deposits with Visa, Mastercard, and Bitcoin.
- Black Lotus – One of the Best Baccarat Online Casinos for Customer Care.
- Lucky Creek – Monthly Prize Draw Entries with Every $30 Deposit.
- Las Atlantis – Best Casino for Free and Real Money No Commission Baccarat.
- BetUS – Fast Payouts with Bitcoin, Bitcoin Cash, Litecoin, and Ethereum.
- Slotastic – 25% Instant Cashback on All Busted Minimum Deposits of $10.
- Ignition – One of the Best Live Baccarat Online Casinos for ViG Tables.
- SlotsLV – Mobile-Friendly Casino Site with Demo Table Games.
- SlotsofVegas – RNG Games Developed by RealTime Gaming.
- Drake – Optional Side Bets and High Payouts with Dragon Baccarat.
- BetOnline – Top Casino for High Rollers with Maximum Payouts of $100k.
- SlotOCash – Accepts Low Minimum Deposits with Cryptocurrencies.
- BetNow – 10% Rebates on Weekly Baccarat and Casino Game Losses.
- Super Slots – Popular Baccarat Variants, Including an Exclusive Table.
Reviews of the Best Baccarat Online Casinos
Find out why these are the best online casinos for Baccarat in the US by reading through the following reviews. In them, you’ll learn about the game variety offered by each site, how you can deposit and withdraw funds, and the promotions that are available to new and existing players.
1. Wild Casino – Best US Site for Baccarat Online Games in 2024
- Payout time: 0 – 15 business days
- Established: 2017
- License: Panama
- Headquarters: Panama
- Restricted states: NJ
Our Verdict 10/10
Wild Casino has beaten all other online baccarat casinos as apart from offering an excellent game selection, it provides a superb customer and gaming experience. Since its launch over seven years ago, this Panama-based mobile-friendly platform has given US players a wide choice of payment methods, software providers, and bonus offers.
You can play baccarat online for real money at Wild Casino in both virtual and live dealer formats. The operator has partnered with several leading software providers, including Betsoft, Rival Powered, and Visionary iGaming to offer a comprehensive variety. This includes games that support low minimum bet limits and ones that feature optional side bets.
Wild Casino accepts minimum deposits of $20 with crypto and $25 with debit/credit cards and other USD banking options. Different, currency-based, welcome packages await new players, while numerous ongoing casino promotions, including rebates and races, are available for existing users. These include bonuses that can be used on some online baccarat games, though wagering requirements are usually higher than for slots.
Features Overview
- Baccarat Variety: 10/10
- Casino Games: 10/10
- Payment Methods: 10/10
- Promotions & Rewards: 9/10
- Registration Process: 10/10
- Mobile Experience: 10/10
- Desktop Experience: 10/10
- Customer Support: 9/10
Top Sign-Up Offers:
Offer | Description | Promo code | Rollover | Minimum deposit |
USD Sign-Up Offer | $5,000 welcome bonus + 125 free spins | WILD250 | 35x | $20 ($75 to also get free spins) |
Crypto Sign-Up Offer | $9,000 crypto welcome bonus | CRYPTO300 | 45x | $20 |
Pros & Cons:
Pros:
- Baccarat eligible for welcome bonuses
- High bet limit Baccarat Live
- No fees on crypto transfers
- Online baccarat games by Betsoft and Rival
Cons:
- No baccarat games by Evolution Gaming
- Free play mode is unavailable
2. Bovada – Top Platform to Learn How to Play Baccarat Games for Free
- Payout time: 0 – 15 business days
- Established: 2011
- License: Curacao
- Headquarters: Curacao
- Restricted states: DE, MD, NV, NJ, and NY
Our Verdict 10/10
Bovada is one of the best baccarat online casinos as it offers free play mode across its virtual game library, including its table games. This gives players who are unfamiliar with the game an opportunity to play as many rounds as they wish without risking any money. These games behave just like the real money versions and are created by the same software providers.
When you’re ready to start playing baccarat online for real money, you can deposit a minimum of $5 with Tether or $10 with various banking options and other cryptocurrencies. Fees apply on most USD transfers, so you should opt for crypto if you can. Doing so will also provide you with faster payouts and access to the best possible bonus offers.
Bovada is one of the baccarat online for real money sites that run a loyalty program based on wagers. Every time that you place a bet on baccarat or any other table game, such as roulette or blackjack, you’ll get one loyalty point. You can exchange points for bonus cash at a variable exchange rate based on your loyalty tier.
Features Overview
- Baccarat Variety: 9/10
- Casino Games: 9/10
- Payment Methods: 10/10
- Promotions & Rewards: 9/10
- Registration Process: 10/10
- Mobile Experience: 10/10
- Desktop Experience: 10/10
- Customer Support: 10/10
Top Sign-Up Offers:
Offer | Description | Promo code | Rollover | Minimum deposit |
Crypto Casino Sign-Up Offer | $3,750 crypto casino bonus | BTCCWB1250 | 25x | $10 |
USD Casino Sign-Up Offer | 100% up to $1,000 | CAWELCOME100 | 25x | $10 |
Pros & Cons:
Pros:
- Mobile-friendly online baccarat casino
- Demo mode on all virtual games
- Live games by Visionary iGaming
- $5 minimum deposits with Tether
Cons:
- No debit/credit card withdrawals
- Only two baccarat demo games
3. Raging Bull – Monthly Appreciation Chip and Other Popular VIP Rewards
- Payout time: 1 – 10 business days
- Established: 2014
- License: Curacao
- Headquarters: Curacao
- Restricted states: None
Our Verdict 9/10
Active players are specially rewarded at Raging Bull Casino. As one of the best baccarat online for real money sites in the US for loyal players, this site offers periodic appreciation chips worth up to $700 to all players who place at least one deposit per month. Other VIP rewards include daily free spins and personalized bonuses.
Raging Bull is also one of the best providers of no deposit casino bonuses and provides a $50 chip to all new players who use the platform’s mobile apps. This reward can be used on baccarat online games and applies to both the Android and iOS mobile apps. Other promotions include a generous first deposit offer and both weekly and monthly insurance.
RealTime Gaming has provided Raging Bull’s only baccarat game. This award-winning provider is known for creating entertaining and user-friendly games, and its RNG baccarat release is no exception. You can try it for free in demo mode or play baccarat online for real money with bets of between $1 and $15.
Features Overview
- Baccarat Variety: 7/10
- Casino Games: 8/10
- Payment Methods: 9/10
- Promotions & Rewards: 9/10
- Registration Process: 10/10
- Mobile Experience: 10/10
- Desktop Experience: 10/10
- Customer Support: 10/10
Top Sign-Up Offers:
Offer | Description | Promo code | Rollover | Minimum deposit |
Sign-up Offer | 250% up to $2,500 + 50 free spins | SMART250 | 10x | $30 |
Pros & Cons:
Pros:
- Mobile site and downloadable apps
- Low wagering on welcome bonus
- Accepts debit/credit cards and crypto
- No deposit offers and VIP rewards
Cons:
- Only one baccarat game
- Up to 10% fees on debit/credit cards
4. Everygame – Instant Deposits with Visa, Mastercard, and Bitcoin
- Payout time: 1 – 15 business days
- Established: 1996
- License: Curacao
- Headquarters: Antigua and Barbuda
- Restricted states: None
Our Verdict 9/10
Everygame is similar to Raging Bull as it too has partnered with SpinLogic, formerly RealTime Gaming, for most of its games. However, in addition, this established operator has also worked with other developers, including Betsoft and Visionary iGaming, and offers a broader range of live and online baccarat games.
You can use cryptocurrencies or debit/credit cards to fund your Everygame Casino account. This site uses the Bitcoin Lightning Network to transfer BTC instantly with a minimum limit of $5. Debit/credit card deposits, meanwhile, are subject to $20 minimum limits and are free of operator processing fees.
There are several ways to get rewarded at Everygame Casino, starting with a generous welcome package worth up to $6,000. Like several of the best online casinos for baccarat, this site operates a loyalty program that rewards active players with personalized bonuses and exclusive offers. These include matched bonuses for your favorite games, higher withdrawal limits, and priority customer support.
Features Overview
- Baccarat Variety: 9/10
- Casino Games: 8/10
- Payment Methods: 9/10
- Promotions & Rewards: 9/10
- Registration Process: 9/10
- Mobile Experience: 10/10
- Desktop Experience: 9/10
- Customer Support: 10/10
Top Sign-Up Offers:
Offer | Description | Promo code | Rollover | Minimum deposit |
Casino Sign-Up Offer | 600% up to $6,000 | HUGEWINS | 30x | $20 |
Pros & Cons:
Pros:
- Redeem 100 comp points for a $1 bonus
- Baccarat games by Betsoft, RTG, and ViG
- Free debit/credit card deposits
- Faster payouts with Bitcoin
Cons:
- All payouts subject to a $100 minimum limit
- No baccarat tournaments
5. Black Lotus – One of the Best Baccarat Online Casinos for Customer Care
- Payout time: 1 – 15 business days
- Established: 2011
- License: Kahnawake
- Headquarters: Belize
- Restricted states: None
Our Verdict 9/10
While all the best online casinos for baccarat in the US offer customer support, Black Lotus Casino is one of the operators that provide 24/7 assistance via live chat and email. You don’t need to be registered to use this service and response times are usually very short, especially for live chat. Moreover, agents are courteous and provide helpful assistance on a variety of matters, including responsible gambling.
Black Lotus offers a single online casino live baccarat real money game among its over 500 other casino games. While this is fairly limited, the game offers classic gameplay and would suit the majority of players. This game is unlocked as soon as you place your first deposit using Visa, Mastercard, or cryptocurrencies, including Bitcoin and Litecoin.
You will find several promotions available at Black Lotus, including ones that are not based on any particular game. Every deposit of $30 or more gives you an entry into an upcoming draw that includes cash prizes and brand new vehicles.
Features Overview
- Baccarat Variety: 7/10
- Casino Games: 8/10
- Payment Methods: 8/10
- Promotions & Rewards: 9/10
- Registration Process: 9/10
- Mobile Experience: 10/10
- Desktop Experience: 9/10
- Customer Support: 10/10
Offer | Description | Promo code | Rollover | Minimum deposit |
Welcome Bonus | 200% match bonus up to $7,000 + 30 free spins | 200BLACK | 60x | $20 |
Pros & Cons:
Pros:
- Instant deposits in USD and cryptocurrencies
- Generous welcome bonus worth up to $7,000
- Downloadable apps for iOS and Android devices
- Customer care is available 24/7 via live chat and email
Cons:
- Only one baccarat game is available
- No free play mode on any online casino games
Ranking the Top Online Baccarat Casinos of 2024
Numerous factors are considered by our team when identifying and ranking the best online casinos for baccarat online with real money. Whilst you can learn more about how we rank online casinos in a separate guide, the following characteristics should help you understand what makes a top baccarat site stand out.
Variety & Quality of Games
Top US baccarat casinos, such as Wild Casino, offer a quality choice of games that award-winning software providers have created. These games don’t just let you play classic baccarat but may also feature additional extras, such as side bets or bonus payouts.
Free Baccarat Games
The ideal way to learn how to play baccarat is demo mode. Several top US casinos with online baccarat, including Bovada, offer this option, allowing you to test different betting strategies and familiarize yourself with the gameplay without risking any money.
Live Baccarat Offering
Almost all the listed sites are live baccarat online casinos and have partnered with Visionary iGaming, Fresh Deck Studios, or other providers for their live casino games. Everygame, for example, offers several live tables that you can play at with minimum bets of $1.
Betting Limits and Options
To accommodate a wide customer base, the best offshore casinos offer online baccarat games with variable betting limits and optional side bets. In some cases, such as with BetUS, you can find tables that accept maximum betting limits of up to $1,500.
New Games
The best baccarat online casinos are continually updating their game libraries with new releases. Las Atlantis, for example, has partnered with RealTime Gaming, Betsoft, Visionary iGaming, and other developers to be among the first sites to offer new games as soon as they are released in the US.
Mobile Experience
You can play baccarat online for real money from anywhere using top casino apps and mobile sites. Black Lotus, for example, provides downloadable apps for Android and iOS devices as well as a mobile-friendly website with instant play that you can access from any web browser.
Baccarat Bonuses & Promos
Top US baccarat casinos, including Raging Bull, offer numerous promotions to keep players happy. While matching bonuses are typically the most popular reward, leading sites also offer appreciation chips, no deposit bonuses, and cashback rewards for real money baccarat games.
VIP Schemes
Several US casinos with online baccarat reward their most active and loyal players with personalized bonuses and superior perks. Lucky Creek, for example, operates a VIP Crypto Elite Club that rewards its members with daily offers and even exclusive games.
Comparison of the Best Baccarat Online Casinos in the US
The following table compares key features of the top online baccarat casinos and could help you identify the platforms that would suit you best.
Offshore Casino | Virtual Baccarat Games | Live Baccarat Games | Software Providers | Max Bet Limit |
Wild Casino | 6 | 9 | Betsoft, Rival Powered, Visionary iGaming, Fresh Deck Studios, | $10,000 |
Bovada | 2 | 2 | Smartsoft Gaming, Betsoft, Visionary iGaming, | $2,500 |
Raging Bull | 1 | 0 | RealTime Gaming | $15 |
Everygame | 3 | 2 | RealTime Gaming, Visionary iGaming, Smartsoft Gaming | $1,000 |
Black Lotus | 0 | 1 | Visionary iGaming | $1,000 |
Lucky Creek | 0 | 1 | Visionary iGaming | $1,000 |
Las Atlantis | 6 | 8 | Betsoft, Visionary iGaming, RealTime Gaming | $10,000 |
BetUS | 4 | 12 | Betsoft, Elysium, Visionary iGaming | $1,500 |
Slotastic | 1 | 2 | RealTime Gaming, Visionary iGaming | $1,000 |
Ignition | 2 | 2 | Smartsoft Gaming, Betsoft, Visionary iGaming, | $2,500 |
How to Start Playing Baccarat Online for Real Money
All the featured best online casinos for baccarat require you to register an account before playing with real money. This requirement is necessary to protect your details and funds and adhere to international due diligence requirements. Below, we’ve outlined the steps you need to follow to join Wild Casino and place your first wager.
Step 1: Open a Wild Casino US Player Account
Visit the Wild Casino homepage and select ‘Join Now’ to open the registration form. Fill in the form with your personal information and select ‘Create Account’.
Step 2: Confirm Your Email Address
You should receive an automated email from Wild Casino welcoming you to the platform and asking that you confirm your email address. Click on the link included in the email to complete this step.
Step 3: Select Your Preferred Currency and Payment Method
Open the Wild Casino ‘Cashier’ page and select your payment option or cryptocurrency. Select ‘More Deposit Options’ to view additional banking methods.
Step 4: Complete Your First Deposit and Get Rewarded
Follow the on-screen instructions to provide the necessary details to confirm your first payment. Remember to include a valid promo code in the ‘Bonus Code’ line to activate your welcome package.
Step 5: Place Your First Wager on Baccarat Online Games
Using the site’s navigation menu, select ‘Table Games’ for RNG online baccarat games or ‘Live Casino’ for live dealer tables. Scroll down to the appropriate section and click on the game that you wish to play.
Comparing Free Baccarat with Baccarat Online for Real Money
Several of the featured best baccarat online casinos let you play both free and real money games. Gameplay for both of these options is identical, so the return-to-player (RTP) and potential payouts stay the same. What does change, unsurprisingly, is cost and the ability to win real money.
You can use Bovada, Raging Bull, Las Atlantis, and several other US baccarat casinos to try this game in demo mode. All sites, meanwhile, provide baccarat online for real money. Most tables accept minimum bets of $1, while maximum bets can go up as high as $10,000.
Playing baccarat games for real is the only way to win cash prizes. Depending on the site that you’re using, wagering real money could also provide you with loyalty points or wagering contributions for your new or existing player bonus.
Feature | Free Baccarat | Real Money Baccarat |
Cost | Free to play | Minimum bets of between $0.50 and $1 |
Prizes | No real prizes | Payouts of between 1:1 and 9:1 from standard bets |
Availability | Found on several sites | Available at all featured online baccarat casinos |
Live dealer games | Not available | Available with several baccarat variations |
How to Play Baccarat Online
Baccarat online games follow the same standard gameplay, though some variants may differ slightly. The following are the seven key details you need to know to play the game.
- Objective – To bet on the hand (Banker or Player) that you think will have the highest point score, or place a Tie bet if you think the game will end in a draw. The winning hand is the one that has a point value close to or equal to nine.
- Card Values – Cards 2 to 9 are worth their face value in points, 10 and face cards have no value, and A has a value of one point.
- Placing Bets – Each new baccarat online game begins with the player placing a wager on one or more of the three betting options.
- Dealing Cards – The dealer or computer ensures that the Banker and Player hands are dealt, initially giving two cards to either side. If the total hand value is 10 or more, only the digit counts, so a total of 15 means the hand is worth five points.
- Natural Win – If either side has a total of eight or nine points, no more cards are dealt and that side is said to have a natural win.
- Third Card Rule – If neither side has a natural win, the Player might draw a third card based on a set of rules. The Banker might also get a third card depending on the Player’s third card and the Banker’s total.
- Winning Bets – Winning bets on the Player and Banker both pay 1:1, however, if the Banker wins, a 5% commission will be charged. Winning Tie bets, meanwhile, pay 8:1 or 9:1.
Playing Live Dealer Baccarat
You can play online casino live baccarat real money games at almost all the recommended sites. Gameplay is aligned with what we have outlined, but the main difference is that betting time is limited in live leader games so as not to keep players waiting long. Moreover, when you play live baccarat, you can chat with the dealer and other players at your table.
Baccarat Odds of Winning and Classic Payouts
Online baccarat games are fairly straightforward as they normally only have three betting options. The following table outlines the odds and examples of payouts for all three wagers.
Bet Type | Odds | Payout | Total Payout with a $10 Bet |
Player | 44.62% | 1:1 | $20 |
Banker | 45.86% | 1:1 minus 5% commission | $19.50 |
Tie | 9.52% | 8:1 or 9:1 | $90 or $100 |
Popular Online Baccarat Strategies
All baccarat games are based on luck and there is no way to influence or guarantee a result. Nevertheless, given the mathematical nature of the game, players often use strategies to enhance their experience and structure their bets. The following are three top strategies that you can use at online baccarat casinos.
Martingale Strategy
While it’s more commonly used at top roulette casinos, the Martingale System can also be used for playing baccarat online. This progressive betting strategy involves betting consistently on either the Player or Banker, doubling the previous bet if you lose, and resetting the bet after a win.
The main advantage of the Martingale Strategy is that you could, theoretically, recover all your previous losses with a win. However, you will need a sizable bankroll to afford to double bets over and over again until you win.
1-3-2-4 Strategy
The 1-3-2-4 system is less risky than the Martingale Strategy. To use it, you should place the minimum allowed bet first. If your bet loses, you should multiply the minimum bet by three, since this is the next number in the sequence. If this loses too, you should multiply the minimum bet by two, and so on. When a bet wins, you should reset your bets and restart the sequence.
The main advantage of the 1-3-2-4 strategy is that it limits losses and locks in profits after the first two wins. However, it is less effective during prolonged losing streaks and requires you to keep track of your position in the sequence, which can be tricky during fast-paced gameplay.
Paroli Strategy
The Paroli Strategy is a positive progression strategy that recommends doubling your previous bet after every win and resetting your bet value with every loss. This baccarat strategy also recommends resetting your bet value once you register three consecutive wins.
Many casual players with smaller bankrolls prefer using the Paroli Strategy as it maximizes profits during winning streaks and limits the risk of losses by minimizing their value. It can, however, be less effective during losing streaks and requires discipline to follow correctly.
Game Variations at Online Baccarat Casinos
Several software providers have created baccarat online games that differ slightly from the classic version. Below are six popular variants of this online casino game.
Punto Banco
Punto Banco is another name for online baccarat and is the version of the game that you’re most likely to come across. It’s played with a shoe of six or eight decks and the dealer or computer handles the entire game plays.
Chemin de Fer
Popular in France, Chemin de Fer lets players take turns being the Banker, allowing them to deal cards and decide whether to give a third card. This game is typically played with a six-deck shoe and encourages more player involvement, though the winner is determined in the same manner.
No Commission Baccarat
This variant is very similar to Punto Banco but does not apply any commission fees on winning Banker bets. However, to make up for this, the standard Banker payout is reduced when its hand has a value of six points.
European Baccarat
In European Baccarat, the Player can choose to draw or stand when they have a hand totaling five points. The Banker can also choose and bank funds are provided by the house.
Baccarat Banque
Baccarat Banque is very similar to Chemin de Fer but features slightly different banking rules. One player is designated as the Banker for the duration of the game, dealing one hand for him or herself and two hands for the Players.
Mini Baccarat
This is another variant that’s similar to Punto Banco but features faster gameplay and lower bet limits. Fewer cards and players are involved in this game, however, whilst it gained popularity at land based casino establishments, it has yet to become popular at US online casinos.
Our Top Online Baccarat Tips
Keep these betting tips in mind whilst playing baccarat online for real money and you will likely enjoy a better gaming experience.
- The Banker is the safest bet – Banker bets have the lowest house edge and are the best bet even though they carry a 5% commission.
- Don’t place Tie bets – While the potential payout is alluring, you should avoid Tie bets as their odds are very poor.
- Stay in control of your bankroll – Practice bankroll management and responsible gambling to keep playing fun and avoid problem gambling.
- Look out for baccarat bonuses – All the online casinos listed on this page offer promotions that include baccarat games.
- Take frequent breaks – Activate session limits to remind yourself to take frequent breaks or to stop playing to recharge.
The Best US Online Baccarat Casino
Play online baccarat for real money on a safe and mobile-friendly platform by joining Wild Casino. This top-rated site offers a broad range of virtual and live tables that you can play with a minimum bet of $1. You can fund your account using cryptocurrencies and various USD banking options and benefit from a generous welcome package with your first deposits.
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